Privacy Policy
Last updated: August 30, 2026
This Privacy Policy explains how Lazy Cent collects, uses, and protects your personal information when you use our website.
Lazy Cent is a budgeting web application that helps individuals, couples, and families track expenses, manage categories, create budgets, and work together in a shared space.
If you have any questions about this Privacy Policy, please contact us at: lazycent.com@gmail.com.
1. What information do we collect?
Personal information you provide to us
We collect personal information you voluntarily provide when registering, using the application, or contacting us. This information may include:
- Username — to identify your account.
- Email — for communication, password recovery, and notifications.
- Password — stored in encrypted form.
- Financial data — information about income, expenses, categories, budgets, and notes that you enter in the application.
Automatically collected data
When you use our Services, we may automatically collect certain technical information, such as:
- IP address
- Browser type and version
- Operating system
- Session data (for security)
Data from social networks (OAuth2)
If you log in through Google or other OAuth2 services, we receive your name and email address (with your permission).
2. How do we use your information?
We use the collected information to:
- Provide and improve the Services — ensure the application works, display budgets, provide analytics, and develop new features.
- Communicate with you — send notifications (if you subscribed), respond to your inquiries.
- Security and fraud prevention — protect your account and data.
- Comply with the law — fulfill legal obligations.
Important: We NEVER share your financial data with third parties without your explicit consent, except as required by law.
3. Do we share your information with third parties?
We do not sell, trade, or transfer your personal information to third parties, except in the following cases:
- Service providers — we may use third-party services for hosting, data processing, or analytics (e.g., cloud providers). All such providers are required to maintain confidentiality.
- Legal requirements — if required by law or to protect our rights.
4. How do we protect your data?
We implement modern security measures to protect your data:
- Encryption — all data is transmitted over secure HTTPS connections, and passwords are stored in encrypted form.
- Restricted access — only authorized personnel have access to the data.
- Regular audits — we conduct security audits to identify and fix vulnerabilities.
However, no method of data transmission over the Internet or electronic storage is 100% secure. We do our best but cannot guarantee absolute security.
5. How long do we keep your data?
We keep your personal data only as long as necessary for the purposes described in this Privacy Policy or as required by law.
- Account data — kept until you delete your account.
- Financial data — kept until you delete it or until you delete your account.
- Technical data — may be kept for up to 12 months for analytics and security.
You can delete your data at any time through your account settings.
6. Cookies and similar technologies
We use cookies to:
- Maintain sessions — to keep you logged in.
- Store preferences — to save your settings (e.g., theme).
- Analytics — to improve the Services.
You can manage cookies in your browser settings. Disabling cookies may affect some features of the application.
7. Your rights
Depending on your location, you may have the following rights regarding your personal data:
- Access — you can view your data at any time.
- Correction — you can change or update your data.
- Deletion — you can permanently delete your account and all related data.
To exercise your rights, contact us at: lazycent.com@gmail.com.
If you have any questions or suggestions regarding this Privacy Policy, please contact us: